Maintain a balance of $1,500, schedule one bill pay or receive at least one direct deposit per statement cycle. Basic Banking: Best for people who just want the basics, avoiding the monthly maintenance fee of $12 is simple.However, out-of-network ATM fees are waived if you maintain the balance. The Citibank Account: Unless you keep an average combined balance of $10,000 or more, you’ll have a $25 monthly maintenance fee.
Citi Priority: Citi Priority checking has similar features, but comes with lower balance requirements than Citigold®.You won’t be charged out-of-network ATM fees. Citigold®: You’ll need to maintain a monthly balance of $200,000 or more across all eligible Citi accounts.Citi’s accounts are generally designed for customers based on their account balances. Go over Citi’s account options to decide which is best for you. If you decide to go to a branch to open an account, you’ll want to bring your driver’s license, state ID or military ID to verify your identity.
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